Delinquent property taxes and property tax foreclosure in Texas

Behind On Property Taxes In Texas?

You May Have Options To Sell & Moveโ€ฆ Or Sell & Stay

Tell us about your property to explore your options for selling, accessing your equity, or possibly remaining in your home.

Falling behind on Texas property taxes can feel overwhelming, especially when penalties, interest, attorney fees, tax lawsuits, or a possible tax sale are involved. Our goal is simple: understand your situation and help you explore practical options before you lose control of what happens to your property.

At Love Investors, we buy tax-delinquent property across Texas, including houses, lots, and land. When a full property sale is not the best fit, we may also be able to buy an heirโ€™s interest in shared property.

Every conversation is private, no pressure, and without obligation.

Delinquent Property Tax Steps… What It Usually Means

Where are you in the property tax process?

1. Delinquent Property Taxes

Taxes are past due, but the property may not yet be posted for tax sale.

2. Tax Pre-Foreclosure

An attorney notice, tax lawsuit, judgment, or order of sale may already be underway.

3. Tax Sale Posted

If an auction date is already posted, there may be very little time to sell your property before the auction.

4. After Tax Sale

Redemption rights or requesting excess proceeds may be an option after the tax foreclosure sale.

Two Ways To Move Forward With Delinquent Property Taxes

If you have sufficient equity in your property, selling may provide a way to resolve delinquent property taxes and regain control of what happens next.

If you are ready to move, Love Investors may be able to purchase the property so you can sell and walk away with your remaining proceeds.

But owing property taxes does not necessarily mean you want to leave your home. If you want to stay, you may have another option. Depending on your equity, property, and situation, we can review whether selling and staying may be possible.

Sell & Move

Sell the property as-is, address delinquent property taxes through the closing where possible, and receive your remaining proceeds so you can move forward.

Sell & Stay

If you have sufficient equity and want to remain in your home, explore whether Sell & Stay may allow you to sell, access your equity, and remain in the property.

Delinquent Property Taxes Can Grow Quickly

Many Texas property owners wait because they hope to catch up later, sell later, refinance later, or work something out before the situation gets worse. The problem is that delinquent amounts can grow quickly and significantly.

In Texas, delinquent property taxes generally begin adding penalty and interest after the taxes become past due. The penalty may start at 6% the first month, increase monthly before July, and reach 12% if the taxes are still delinquent on July 1. Interest can continue at 1% per month, and some accounts may also have collection or attorney penalties added.

Example: A $10,000 delinquent tax balance could grow by hundreds or even thousands of dollars once penalty, interest, collection costs, and attorney-related charges are added. The exact amount depends on the county, taxing units, timing, and account status.

If you own a house, lot, land, rental, inherited property, or other real estate with delinquent taxes, Love Investors can buy the property quickly before:

  • More penalties and interest accrue
  • Collection costs and attorney fees increase the balance
  • A tax lawsuit is pursued
  • A judgment is rendered
  • The property is ordered for sale
  • You lose equity

The closer the property gets to tax auction, the fewer options may be available.

Need To Check Your Current Property Tax Balance?

Many Texas counties allow property owners to look up property tax balances online by address, owner name, or account number. These official county tax office links can be a helpful starting point, but the balance shown online may not include every legal, title, court, or closing-related issue.

Tip: If your county is not listed, search for your county tax assessor-collector website.

Avoid property tax foreclosure in Texas

Facing Property Tax Foreclosure Or A Tax Sale?

At this stage, the most important thing is timing. You do not need to have every answer before contacting us. Start with the property address, and Love Investors can help look at the tax status and title concerns.

If your property has already been posted for tax sale, DO NOT wait until the last minute.

Take Action Now

  • Acting ASAP usually creates more options.
  • Some title issues can take time to work through before closing.
  • The closer the auction date gets, the harder it may be to close in time.
  • We will look at the tax status, title concerns, and possible closing path.

Property Options When Taxes Are Delinquent

You do not have to clean out the property, make repairs, or solve every tax and title issue before contacting us. We can review whether selling and moving, Sell & Stay, or another property-specific solution may fit your situation.

Houses

Houses with delinquent taxes, liens, ownership issues, or needed repairs.

Lots & Land

We buy vacant lots, land, and other real estate with back taxes or title problems.

Inherited Property

Inherited property can become complicated when taxes, heirs, or occupancy issues are involved. Love Investors may also be able to buy an heirโ€™s interest in shared property when one owner wants to sell and others do not.

After A Texas Tax Sale: Redemption Rights And Excess Proceeds

Even after a property tax foreclosure sale, you still have rights.

Redemption Rights

In some Texas tax sale situations, the former owner may have the right to redeem or buy their property back after the sale. The redemption period depends on whether the property was a homestead, agricultural-use property, mineral interest, or another type of real property.

Excess Proceeds

In some cases, a tax sale may generate money over the amount needed to satisfy the tax judgment, court costs, and related charges. Those excess proceeds or surplus funds may be held through the court process and need to be requested by the proper parties.

Love Investors may also be able to help you recover those funds.

If the property has already sold at tax sale, act quickly. Redemption and surplus-fund issues can involve strict deadlines, court filings, and legal requirements.

Cities Where We Buy Properties With Delinquent Taxes

Love Investors buys houses, lots, and land throughout Texas. If you are behind on property taxes, facing a tax sale, dealing with redemption questions, or trying to understand possible surplus funds, contact us today to explore your options.

๐Ÿ“ Dallas Metro Area
๐Ÿ“ Fort Worth Metro Area
๐Ÿ“ Houston Metro Area
๐Ÿ“ San Antonio Metro Area
๐Ÿ“ Austin Metro Area
๐Ÿ“ Waco Area
๐Ÿ“ Tyler / Longview Area

Frequently Asked Questions About Delinquent Property Taxes And Property Tax Foreclosure In Texas

Quick answers for Texas property owners dealing with delinquent taxes, tax sale pressure, redemption rights, or possible excess proceeds.

Q: What if there are other liens besides property taxes?

A: Other liens may affect the sale, but they do not always stop a sale from happening. Mortgages, HOA liens, judgments, IRS liens, municipal liens, and other title issues may need to be handled through the title company or appropriate professionals.

Q: What if my property has already been posted for tax sale?

A: Timing matters. If a tax sale date is already scheduled, it is important to act quickly. We can assess the property and timeline, but we cannot guarantee that a sale can be completed before the tax sale.

Q: Can I sell inherited property with delinquent taxes?

A: Possibly. We may be able to buy inherited property… even when there are complicated issues involving other heirs, probate, affidavits of heirship, title concerns, or occupancy.

Q: Can Love Investors buy an individual heirโ€™s interest in an inherited property?

A: In some situations, yes. If multiple heirs share ownership, we may be able to buy an individual ownership interest from an heir who wants to sell.

Q: Can Love Investors help with excess proceeds after a property tax sale?

A: Yes. In some situations, Love Investors may be able to help you recover excess proceeds after a property tax sale. The sale status, court process, ownership, and proper parties all matter.

Q: What if I am behind on property taxes but want to stay in my home?

A: Sell & Stay may be an option in some situations. If you have sufficient equity and the property otherwise qualifies, you may be able to sell the home, access your equity, and remain in the property under a separate lease. Sell & Stay is a sale, not a loan, and qualification is not guaranteed. Learn more about Sell & Stay.

Q: What information should I have ready when I contact Love Investors?

A: Start with the property address. Helpful details include the estimated tax balance, any letters from a tax attorney or court, whether a sale date is posted, and whether the property is occupied, vacant, inherited, or land only.

What Texas Homeowners Say

 

Explore Your Property Tax Options

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