Frequently Asked Questions: Buy A Home With Owner Financing or Home Buying Program

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• What does Owner Financing mean?
• What if I have bad credit?
• Do you have a list/inventory of homes?
• What is the buying process?
• What are the requirements?

What does Owner Financing actually mean?

Owner financing, also known as seller financing, is when a buyer finances the purchase of property directly through the person or entity selling it. This often occurs when the prospective buyer cannot obtain financing through a conventional mortgage lender.

If this applies to your situation, Love Investors helps folks like you buy a home with owner financing or a home buying program in Dallas - Fort Worth. We partner with other companies, investors and property owners to provide financing and homes for your path to homeownership. We know that every person, family and situation is different so we do our best to provide creative solutions to help you own the home of your desires.

What if I have bad credit? Can I still buy a home with Owner Financing?

Yes you can! Many people with bad credit, bankruptcies, judgments, liens, and even foreclosures can still buy a home when working with us.

Love Investors specializes in helping people who have been through tough circumstances (or just made mistakes in the past). Considering credit challenges, you can expect a typical owner finance interest rate of 9% to 10%. You will also have the option to refinance anytime without penalty.

You don’t have to wait for good credit to get started on your way to more stability and security. Regardless of your past, NOW IS THE TIME TO INVEST IN YOUR FUTURE.

 Do you have a list/inventory of homes?

No. Besides the properties that come available from Love Investors… we are also referral partners to other entities and private investors. We match the homes to your criteria as these come available…FIRST QUALIFIED, FIRST SERVED.

What is the home buying process?

Love Investors’ buying process with owner financing or a home buying program is actually pretty simple:

1. the first step into your next home –> sign up now with the short form below 
2. fill out an application and provide needed documents later
3. get pre-approved BEFORE your home search
4. FOR OUR “LIST” of homes go here… tour homes that are for sale with an agent or by owner (may require an inspection & appraisal)
5. the home you want will be bought on your behalf then owner financed to you
6. close on your new home & move in!

THAT’S IT! We help you avoid bank qualifying and streamline your process to homeownership!

What are the REQUIREMENTS to buy a home with Owner Financing?

✅ driver’s license or passport
✅ social security card or ITIN #
✅ $100,000 – $400,000 sales price (does not include closing costs)
✅ proof of income (tax returns, pay stubs, and/or bank statements)
✅ application fee (covers credit check, exceptions can be made for evictions & foreclosures on a case by case basis)
✅ approximately 10% of sales price due at or before closing
✅ ***this program is strictly for buyers who will be occupying the home and is NOT intended for the purchase of  investment property

*For those who don’t have the required down payment to buy a home with owner financing, “rent to own” can be an easier path to homeownership. Love Investors can help you with this process also. If you have LESS THAN $10k, CLICK HERE for a breakdown of “rent to own” and how you can use it to buy a home.

If you meet ALL the above requirements to buy a home with owner financing and are ready for the opportunity for you or your family, fill out this quick & easy form NOW to get started!